Hello again - my SOA

misspoppy

Hi

Does your other half know about your problems? You can easily cut your food bill back with some careful planning, cooking from scratch and not buying ready meals.

The gym: sometimes if you tell them you are having problems they will let you pay a nominal fee each month eg £5 but you can't use the gym until you can leave. Its worth asking them if they can put your membership on hold.

fistfullofdollars

Hi,

you say that you pay half the mortgage but those insurances, utilities etc look like you are paying the full amount. Does the OH pay other bills. Could you ask for a contribution to them?

Smashing

Your morgage repayments are £1,080 a month? :eek:

What about things like going out/birthdays etc?

melanie45

yes the mortgage is a real killer at the moment, shopped around but because of bad credit rating thats all we could get. We have gone on to a full repayment mortgage, should I stop paying my endownment was keeping as a sort of saving ?
yes OH knows of debts and helps me out a lot.</p>
all household and utility bills are half</p></p>