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Small steps to reduce a big debt!! x
Comments
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Only a quick update for now as I'm a bit busy.
In this last few days I have been reached a few survey payout levels so have redeemed £25 in Amazon vouchers, £5 New Look voucher & 1000 Nectar points. I'm waiting for the voucher codes to be sent to me & for the Nectar points to update but I'm really pleased with this as my Christmas spending fund is totting up nicely with all of these extra bits.
Am around halfway to getting to another payout on Valued Opinions & the account I opened for my husband is also around halfway there.
I've nearly got to the higher Toluna points level now to redeem a better payout. The annoying thing about Toluna is the points are sometimes not added to your account until the survey has closed & some of the surveys are open for a few months. I was checking my account yesterday & I have quite a few that are still pending. Hopefully these will update soon.
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Woohoo, reached the payout levels on Toluna & Inboxpounds. So that's a £20 cheque being sent my way & a £15 flexecode voucher to add to my voucher balances.0
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Cash outs are looking good - it does seem like a slow process, but you're convincing me that it's worth sticking with it
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Debt remaining:
Mortgage - £117,759 (£134,600, Nov 2013)
Work overpayment and home improvement loan paid back (£19200) :beer:
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You are doing so well with the surveys, I don't do any at the moment apart from a few appoints when I remember, do they take up a lot of time?
WSGC Feb - £190/£200
2015 OP Challenge - £420/£4000
Mortgage Free Aim Nov 20210 -
The time it takes varies to be honest. It usually gives you a rough estimate of how long it will take but I find that most of them are shorter than it first says. The ones that take longer are the ones that you have to watch videos etc throughout it. But I spend a lot of time on my computer anyway so I don't notice it taking up much of my time. I don't specifically sit down to do surveys though, I only do surveys if I was intending to go on the computer anyway otherwise I'd get no housework or anything done!
I have started doing them at lunch time in work too, which is good because I was finding that sometimes by the time I got home in the evening a lot of the surveys I'd been invited to were full so I missed out on those ones. But now that half an hour at lunch time means I get on some of the earlier surveys.
Definitely worth it peeps if you're already on the computer anyway. My Amazon account is just shy of £100 now!!
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Almost the end of the month, wow where has July gone?!
I'm just reviewing my July mini to do list that I set a few days ago to see how I did.
2 runs, 2 walks - I did get the runs done because I forced myself out but didn't manage to get out again for walks. Actually I did get one walk done because I walked up to pick my daughter up from school on a day I managed to finish work early, so only missed 1 walk. Better than I thought.
4 NSD's - I've actually lost track here because I know I've had some NSD but don't know how many. So I'm going to say I failed this one & MUST TRY HARDER.
Reach Toluna payout & redeem - Did it! Just waiting for the voucher code to come through now. It's frustrating because the other survey sites seem to get the code processed & sent within a week (some i've even had within 24 hours), but Toluna still says processing.
List a few more things on MusicMagpie - I didn't do this so must get this done on the weekend.
I'm going to start thinking about my August list now. Should be an interesting one because I know I've got a lot to sort ready for our holiday!
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Financial
Save £100 (separate to holiday spending money)
Have 4 NSD's
Reach some payout levels again (this might be difficult because surveys seem to have slowed down at the moment)
Mortgage overpayment & check balance of mortgage at the moment
Home
Have a baking day
Set some small decluttering tasks each weekend to complete
Ebay a few more items
Myself
4 runs, 4 walks
Haircut
Holiday prep
Check we have all toiletries & pack these away so they don't get used
Start packing some clothes ready
Cancel milk delivery at end of month so nothing gets delivered while we're away
Eat as much food out of the house as we can so nothing is left in the fridge or has to be thrown away
New school term prep
Order uniform jumpers/cardigans
Get new trousers, dresses, skirts, school shirts
Get new school shoes & PE kits
Get new school bags
OK so that's the list this month. I've kept everything in categories because the holiday & school term prep stuff is really important so I have to make sure I get these done. The other lists are not necessary but I still aim to get them done.
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Just in the last couple,of days I've started to do a few surveys
I'm quite enjoying it so far, and it's a painless way to earn bit extra.
Although I haven't come across any surveys with videos yet. To be honest, I wouldn't be so keen on those, as I can whisk though the ones with questions quite quickly.
Hope you enjoy your holidayEarly retired - 18th December 2014
If your dreams don't scare you, they're not big enough0 -
August list looks good! Hope you have a lovely time away and a nice rest if possible
x
Debt remaining:
Mortgage - £117,759 (£134,600, Nov 2013)
Work overpayment and home improvement loan paid back (£19200) :beer:
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Thanks Giblet. I definitely intend to have a lovely holiday, we are all looking forward to it so much.
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