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even after the 4th bottle of wine I am still aware of my debts

it's been a long merry day but I find myself here draining bottle 4 of red so I can pat myself on the back for being paranoid enough to come back here / earn loads, spend more. let's see if i can come back here in the cold light of morning.

Comments

  • ZTD
    ZTD Posts: 24,327 Forumite
    And after that fantastically warm welcome from McKneff, laden with advice, we'll look forward to seeing you tomorrow.

    For real advice, take a look at the thread https://forums.moneysavingexpert.com/discussion/4895819

    One of the first things you will need to do if you're going to sort your problem out is sit down and do a Statement of Accounts. All your income - all your expenditure. Then you'll be able to start seeing the wood for the trees and analysing where your money is going every month.

    Once you know where it's disappearing off to - it's a lot easier to stop it.

    Good Luck!
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • Upsidedown_Bear
    Upsidedown_Bear Posts: 18,264 Forumite
    10,000 Posts Combo Breaker
    Excellent advice from ZTD as always.

    Look forward to seeing you back :)
  • McKneff
    McKneff Posts: 38,857 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    My apologies for my unkind comment.
    Hope things work out for you.
    make the most of it, we are only here for the weekend.
    and we will never, ever return.
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