Budget planning

Woody76

Hi

Can anyone recommend a good (preferably free) budget planner or some sort of spreadsheet that can help us plan our monthly budget a bit better. I saw the thread for YNAB but dont really want to pay that much for what esentially a spreadsheet would do. I am rubbish at computers so dont know where to start to set up a spreadsheet lol
Apologies if this has been covered before

Woody xx

sistafromanothermista

:wave: Woody
I just draw mine out in a notebook. Columns and rows with each debt, date due out, amount then i tick off each month it leaves my account.

Really easy and i can still access it if my battery is dead

Bored

I know you want a free budget planner but I would like to point out that YNAB is so much more than a spreadsheet. It's a whole financial methodology with hours and hours of training materials and live classes. I would recommend you try the 30 day free trial and watch some of the videos before dismissing it. I also thought I couldn't afford it but it has saved me so much money in the past year that it has more than paid for itself.

getmore4less

MSmoney is free.

Can integrate budgets with account management, tracking, reporting and forecasting.

FrugalLina

I use Open Office (free) software and use the spreadsheet as a budget. I really don't use any advanced Excel-type functions, just the SUM which I use for the running total.

Example:

Woody76

Thank you for the suggestions xxx

TrustyOven

I use KMyMoney. I've also heard of GnuCash. Both are free and open source. They give you a ledger to track money in and out.

http://en.wikipedia.org/wiki/KMyMoney

http://en.wikipedia.org/wiki/Gnucash

Or you can use a spreadsheet. Mine's different to FrugalLina's - mine only tracks expenses for the current month. I use KMyMoney for more accurate and longer term budgeting. It also shows me what I spent money on in previous months.

Welshlassie

I use YNAB nad have done fro anout 8 months. Yes the fee is a bit, but I started with the free trial and then found a sale on Steam and got it for about £7. It's saved us a fortune.