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Income payment orders (IPO)

Can I just check with folk that any IPO would only actually be applied to my bankruptcy BEFORE I'm discharged? :think:
So for example, currently there is no IPO in place as I don't have £20+> "spare cash". But if the day after my discharge I suddenly got a high paid job :eek: :laugh: & had "spare cash" I would not have to inform the OR & I would NOT have to pay into a IPO for up to 3 yrs.

Is that right? :dance:

Comments

  • luvchocolate
    luvchocolate Posts: 3,487 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Home Insurance Hacker!
    Yes that right...after you are discharged your money is your own!!
    An IPA must be in place prior to AD or at least in the pipeline
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Yes pretty much.

    IPA - Legally must be be signed before you are discharged. Once discharged one cannot be obtained.

    IPO - Any initial application for one of those must be submitted to the court before you are discharged for them to be able to get one. Once discharged they cannot apply.
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
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