How to get my money back?

Mallotum_X

The moneys gone, and nothing you can do realistically to get it back.

Sadly you will have to just let this go.

Mr_F_Dorsetty

BillJones wrote: »

Yes, I think that it does. I always respect people who work to clear up debts after a bankruptcy.

I know that some will disagree with this, but as I'm still the sort of person who goes back into a shop when they have been given too much change, and hands in found money to a police station, I don't agree that the "right thing" is synonymous with "the minimum enforced under law".

It sounds in this case as though the brother may not have included this debt in his petition, in which case it may be more than a moral obligation.

Well, I am sure many people who have been BK will sleep so much better just knowing you approve of some of them, Bill.

Myself I'll just have to manage without your praise and good will... twice over.

Makes me laugh? Oh, it makes me laugh alright.

Comparing returning with 50p 'over change' is not comparative to BK, two wholly different subjects

I also have to laugh long and hard on this board at all the talking heads so ready to give advice on BK when they have obviously never been BK themselves. It is bizarre. Maybe I should ask them about what they recommend for brain surgery? I'm sure they'll have an opinion.

Here's a couple of tips for you Bill. Money is simply the Emperors new clothes bought to life, it exists only because people say it does. It is not important. People live and die for little pieces of paper in this world and it is insanity. 2/3rds starve in the world whilst we in the west become ever more obese... and money matters? Money is much of what is wrong with the world, along with religion obviously, which I'll come to in a second.

Bankruptcy is a set of laws which say if you cannot pay, you pay what you can and that is that. End of conversation.

Those same laws do not ask for you to be flayed through the streets, you do not have to be turned into a eunuch, nor have your forehead tattooed with "Unclean" or maybe "Not approved of by Bill"

Money Bill has no morals, it is not a moralistic thing. But there again of course, just about everyone follows the pseudo religious clap trap created in the 15th century or before, which are now called 'morals'. The church of any persuasion have always made money 'moral', so they can grab all they can.

Now do not think because I am posting this that I am trying to excuse myself or anyone for going BK, as no excuse is needed. Neither am I looking for approval from anyone over anything, ever.

But I will point out that your post is to my mind highly offensive and that I could have conveyed my message to you in very few words, Bill, but I am better educated than to use vernacular terminology.

tell_it_how_it_is

Deary deary me, what an incredible overreaction!

BTW, OP, I think all you can really do is talk to him and see if you can come to any agreement which might see him repay even part of it back.

BillJones

Mr_F_Dorsetty wrote: »

Well, I am sure many people who have been BK will sleep so much better just knowing you approve of some of them, Bill.

Myself I'll just have to manage without your praise and good will... twice over.

Makes me laugh? Oh, it makes me laugh alright.
, Bill, but I am better educated than to use vernacular terminology.

Wow, what an patronizing reply.

What class of person is offended by someone approving of people who keep trying to pay back debts, even when courts say that they need not?

It's good that you are not looking for approval, as your attitude ensures it'll not be forthcoming.

BillJones

tell_it_how_it_is wrote: »

Deary deary me, what an incredible overreaction!

BTW, OP, I think all you can really do is talk to him and see if you can come to any agreement which might see him repay even part of it back.

Yes, I think I touched a sore spot there, suggesting that he might pay back some of this "worthless" money that he stiffed people out of.

Clearly, despite his pompous protestations, it matters more to him than he likes to pretend.

Monkeyballs

Mr_F_Dorsetty wrote: »

Well, I am sure many people who have been BK will sleep so much better just knowing you approve of some of them, Bill.

Myself I'll just have to manage without your praise and good will... twice over.

Makes me laugh? Oh, it makes me laugh alright.

Comparing returning with 50p 'over change' is not comparative to BK, two wholly different subjects

I also have to laugh long and hard on this board at all the talking heads so ready to give advice on BK when they have obviously never been BK themselves. It is bizarre. Maybe I should ask them about what they recommend for brain surgery? I'm sure they'll have an opinion.

Here's a couple of tips for you Bill. Money is simply the Emperors new clothes bought to life, it exists only because people say it does. It is not important. People live and die for little pieces of paper in this world and it is insanity. 2/3rds starve in the world whilst we in the west become ever more obese... and money matters? Money is much of what is wrong with the world, along with religion obviously, which I'll come to in a second.

Bankruptcy is a set of laws which say if you cannot pay, you pay what you can and that is that. End of conversation.

Those same laws do not ask for you to be flayed through the streets, you do not have to be turned into a eunuch, nor have your forehead tattooed with "Unclean" or maybe "Not approved of by Bill"

Money Bill has no morals, it is not a moralistic thing. But there again of course, just about everyone follows the pseudo religious clap trap created in the 15th century or before, which are now called 'morals'. The church of any persuasion have always made money 'moral', so they can grab all they can.

Now do not think because I am posting this that I am trying to excuse myself or anyone for going BK, as no excuse is needed. Neither am I looking for approval from anyone over anything, ever.

But I will point out that your post is to my mind highly offensive and that I could have conveyed my message to you in very few words, Bill, but I am better educated than to use vernacular terminology.

Hi,

Bit of an over reaction here.

I have gone through bankruptcy, never learned from my mistakes and got into more debt and decided on a DMP despite suggestions that I go through BR again...

I went BR back in 2005 and at the time it was looked upon as being shameful, but now it seems almost as though it's a get out of jail free card for anyone who just p*sses their life away! I'm not saying it's the same for everyone but I do think a lot has changed in a very short period of time and it's not necessarily a good thing.

Bill is entitled to have an opinion, as are you and I - end of story

While I don't think that anyone should have to repay what they borrowed, in the context of this thread I do believe that the Op should discuss the £35k he loaned his brother and his brother should be open to discuss repayment of some sort outside of the BR agreement - for one the debt was probably never included in the BR, secondly something like this could rip the family bond apart.

Finally, I don't think Bill was comparing handing over a bit too much change to repaying £000's to creditors who in a lot of cases have already recouped when they originally lent in interest over the years but I could be wrong there LOL

MB

BillJones

Mr_F_Dorsetty wrote: »

Bill, but I am better educated than to use vernacular terminology.

This bit is quite funny. Your appalling punctuation and use of language suggests that your education is not exactly top-tier.

What you are doing, in case you don't realize, is to overcompensate for your ability by stretching beyond what you can comfortably manage with the written word. You should stick to simpler sentence structures, ones which you can better manage.

I have to ask, was it this tendency to overreach your natural level that lead to you, as you imply, ending up screwing over people who trusted you?

And before you get all blustery again, and on your high horse; you don't get to do that with me. You do not get to look down on a man for professing honesty. All you can do is demean yourself further.

I'll add you to my ignore list. Ciao.

bigadaj

I particularly liked the inaccurate analogy with brain surgery.

It would appear that to perform perform brain surgery in mr dorsettys opinion you actually need to have had a brain tumour yourself, rather than actually be trained as a brain surgeon. Ok you might understand the process better but having experience of being a victim of it doesn't mean that you can come back and have a go on someone else a couple of months later.

The correct analogy would be with an insolvency practitioner surely, which I don't think he or anyone else is here, we're all just exercising an opinion.

It sounds as though mr dorsettys has been bankrupt twice, I wonder if this was to do with any of the pensions he used to sell or whether there were other unnamed schemes that left others out of pocket?

Gaz83

Mr_F_Dorsetty wrote: »

Well, I am sure many people who have been BK will sleep so much better just knowing you approve of some of them, Bill.

Myself I'll just have to manage without your praise and good will... twice over.

Makes me laugh? Oh, it makes me laugh alright.

Comparing returning with 50p 'over change' is not comparative to BK, two wholly different subjects

I also have to laugh long and hard on this board at all the talking heads so ready to give advice on BK when they have obviously never been BK themselves. It is bizarre. Maybe I should ask them about what they recommend for brain surgery? I'm sure they'll have an opinion.

Here's a couple of tips for you Bill. Money is simply the Emperors new clothes bought to life, it exists only because people say it does. It is not important. People live and die for little pieces of paper in this world and it is insanity. 2/3rds starve in the world whilst we in the west become ever more obese... and money matters? Money is much of what is wrong with the world, along with religion obviously, which I'll come to in a second.

Bankruptcy is a set of laws which say if you cannot pay, you pay what you can and that is that. End of conversation.

Those same laws do not ask for you to be flayed through the streets, you do not have to be turned into a eunuch, nor have your forehead tattooed with "Unclean" or maybe "Not approved of by Bill"

Money Bill has no morals, it is not a moralistic thing. But there again of course, just about everyone follows the pseudo religious clap trap created in the 15th century or before, which are now called 'morals'. The church of any persuasion have always made money 'moral', so they can grab all they can.

Now do not think because I am posting this that I am trying to excuse myself or anyone for going BK, as no excuse is needed. Neither am I looking for approval from anyone over anything, ever.

But I will point out that your post is to my mind highly offensive and that I could have conveyed my message to you in very few words, Bill, but I am better educated than to use vernacular terminology.

Wooft.

What a !!!!!!.

jonesMUFCforever

Me, I think all answers are pointless as one important person has not read them.