Wednesday 5th March - what small DFW things are you doing today?

ikesmummy

When we start out on the Debt-Free Wannabe trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the Gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free...

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending...:money:

determined_new_ms

Morning ikesmummy thanks for starting us off ha ha just seen we had double post yestreday opps! it's cos when I'm blurry eyed I just look for the smilie!

Ok must get ready to leave in 30 mins and still sitting around drinking coffee!

Things for today:

* read martin's email
* B/L from stores
* sewing group tonight with my friend
* will get dinner at friends in exchange for a bottle of wine
* do that shopping list & go to aldi after work
* only do 1/2 overtime tonight - have been staying till 7 as super busy period at the moment
* purchase bath panel as db finishing our bathroom next week. Purchased shower screen yesterday manged to find the one we wanted for £59 - was circa £120 in most places :T
* work out cc spends & pay - must do this today!
* check onepoll if I get time
* bubble bath & book when I get in tonight - going to stay at sewing until 9.30. Have to be up super early tomorrow
* speak to oh & book travel ins
* texted dd to see of we can be flexible about having dgd next weekend as it's my bff's birthday and she has invited us to her shindig

Ok that's it for me I think. Better get ready! x

Shoot - we are going for 3 weeks, 1 week in Rio and then 2 in the south a town called Balneario Camboriu where oh's family live (he's Brazilian but has lived in the UK for around 13 years. Can't wait but am a little anxious about work at the moment because it is a crazy busy time at the end of the financial year. I will return on 15th April and then in the following 2 weeks will find out if I have a job!

ikesmummy

Fingers crossed I have done that right. Morning all, hope you are all well.

I am off on a school trip with DS1 today which I am quite excited about, it is somewhere we go a fair bit as a family but like linking home and school for him and quite excited to do something all about him (ds2) is in a wobly throwing phase which demands a lot of my attention at home.

• Check bank
• Check free postcode lottery
• Packed lunches
• Dinner from stores
• SFD
• Go for a run for free exercise
• Washing on airers
• Go around behind people loudly turning things off
• Investigate a couple of purchases I need to make

Fingers crossed will think of some more as well.

good_advice

Morning everyone
A frosty morning here in Hampshire. The sun is out so hopefully it will be a sunny day. Washing machine on as per usual.

I spent many hours on the computer yesterday. Completing surveys and doing reports for trials I am on.

Gardening - still waiting for the sw.corn and onion seeds to poke there heads through the soil. Tomato's doing well.

Not much news..

Shhhhhh.... I have turned the Ch off. Husband was saying yesterday, we can soon turn it off.
Well, today after reading in the paper online. How warm it is meant to get this weekend. I flicked the switch.
Testing the complaints! I can always put it back on.

Postie brought x2 vouchers to try Dr Oetker Panebello pizza's for FREE :0)
Just loked on the Tesco web site and each pizza costs £2.50.
Another dinner sorted.

soopa_de_doopa

Morning to everyone!

So far today I have:

Been for a swim at the gym and had a shower there using their hot water, not mine.
Squeezed the very last dregs out of a shampoo bottle to wash my hair.
Breakfast was porridge, lunch from freezer (Quorn curry) and I put a bean casserole in the slow cooker before I left this morning for tonight.
Later I will:
Go for a free 'power walk' at lunch time for exercise and enjoy the sight of all the lovely crocuses and snow drops that are now blooming. Good for the soul (and essential for getting away from the computer for half an hour!!)
Sew up the small hole that has appeared in my navy cardigan, a stitch in time and all that! It's an essential item as it's so cold at work in the winter you need to layer up so I can't afford to be down a cardigan at the moment!
Tap dancing class – not DFW but really good fun!
Collect the eggs from our chicken coop.
Ask who at work would like some eggs tomorrow (have a few spare even after Pancake day, miracle!)
Need to issue the kids with their packing lists tonight so they can go and get their things together as we are going to the Lake District this weekend with some friends and staying in adjacent caravans. I made all the picnics to take last weekend, they're in the freezer, just need to remember to take them!! Bit less exotic than Brazil (Wow Determined New MS, have always wanted to go there, it must be great to visit with a Brazilian who knows it!) but it will be nice to get away for a couple of days. Wincing a bit at the thought of the cost of eating out on Saturday night (6 of us eek!) but our friends are all eating out so didn't feel like we could give it a miss without looking like total killjoys…..

Have a great day

Soopa x

emmi_bush

Always good to read what others are doing to save money. My list for today:
- Make some cards as I'm trying to clear some of my stash
- Meet friend at Costa but use points I won on their Facebook page so free drink and cake for me
- Check Free Postcode Lottery
- Do as many surveys as I can find
- Tidy house as we have a viewing this evening. Our house should be spotless with the amount of tidying I've done for this so far!
- Walk to collect daughter from school and to meet friend - saving petrol and free exercise

Hope everyone has a good money saving day

ziggy2407

Good Morning All

ikesmummy - Thanks for starting us off
bob - I am doing OK just not used to all this resting but on the plus side I have never felt better - been headache (and facial pain) free since my heart attack

Hi to all of the regulars and a BIG welcome to all the newbies, this is a really FAB thread with so many lovely, caring, considerate and supportive people.

Quiet day here today as still tired from yesterdays walk. Small list today but I will/have:

Check Banks
Check swapits
Check www.freepostcodelottery.com -
Packed lunches for DH & DS
Read library book
Knit

Have a great day, love you all xx

foxgloves

Morning Campers,
Just popped in for a quick coffee then back out in the garden.
Small money-saving things I've done so far today:
*Have saved energy by sharing bathwater, letting my hair dry naturally, saving hot kettle water in flask, pegging washing outside on the line & not having heating on till much later. Also turned dehumidifier right down as am in & out of the back door so plenty of air getting in.
*Meals as per meal plan....all ingredients prepped for dinner prioritising veggies that need using.
*Free fitness as did exercise DVD, then went straight outside & spent an hour clearing & digging a border.

*Transplanted a dozen self-seeded foxgloves to fill a gap (free plants, yay!)
Still to do today:
*Sow radishes, lettuces, cabbages, cress, sunflowers & marigolds (all free seeds)
*Catch up with surveys. Didn't get round to doing any yesterday, & want to maximise these as the cash ones will be useful for the bathroom fund.
*Find online reward code for the Heinz panel I'm on at the moment as I've apparently contributed enough for a £5 Amazon voucher.......not a company I like, but I do like the word 'Free'.
*Knit some more of my current item for the present box.
*Having watched 'Sewing bee' last night & seen how a T-shirt can be so radically altered into a new garment, thought I might have a sneaky look through mr f's wardrobe to see if there are any he might not miss. Loved the dress someone made, using T-shirt as fitted top & adding different fabric to turn boring T-shirt into a maxi-dress! Can feel charity shops beckoning me.......
Ok, must get my boots on & head back down to the greenhouse.
Cheers,
F x

Pippilongstocking

Morning chaps and chapesses grey and murky up here in Orkney......deep joy!

thanks for the thread IM and lovely to see you all I must make sure I get here too, spending too much time on diary and not enough time 'out and about' on the boards, whoopsie!

Nice to see you all Ok so I promise the universe a wee list and here it is.

HC to hang up before I go
Dogs to walk before I go
Head into town for work and stay in until this evening's classes
Packed double snap box (as gp would advise)
Tea out of fridge for the rascals later with instructions for timings so they don't actually starve
Ask DD to do dogs at t time and I'll do bed time
Put black bags and paper folder recycling in the car
Encourage myself to think about recycling my paper copies of phd - I have it all on my ex hd but somehow I've not brought myself to lose all that paper and there's 4 boxes of it, well, um perhaps 5 or 6
Look into ways of selling VW campervan parts and spares........oh yes and a camper too - doh.
Bags of books to the garage so we don't keep falling over them
Talk to BRB service folks and see if they can pop him in for a slot or if they pop out??
Text pal about box of technique lego Ds no longer wants (who'd have thought at UNI they don't need lego - sigh)
Remind DD without a licence I can't organise car insurance
Eat up more pancakes (batter is in jug in fridge)
Charge phone at work
Do some extra paper work today and justify hours between one set of work and the other.
Make up posters for a community event
Look through garage and consider car boot sale or a 'garage sale' - do folks have them?
HM dinners etc
NSD
Banks/etc to check later and update paid off signature.

That sounds more than enough eh?

cllola

Hi All

Little list from me today - at work all day!

-post ebay parcels.

-Transfer ebay proceeds to petrol/car fund to use throughout the month (Done)

I have decided to put all profits from selling to this fund as i will always need money for the car for something or other so having a little extra tucked away can't hurt. (i already transfer some money to this account on pay day)

-get the washing in and put away

-go to pregnancy yoga tonight (not MSE but keeps me out of trouble for a couple of hours)

-B/L/D from stores.

-Meet DH at the pub for one after yoga - have saved 80p for my lime and soda! i know how to party!

Thats all from me :-)

ShootForTheMoon

Hi All!!

Glad everyone is sounding well today!
Ziggy, glad to hear you're getting back to form and are free of those horrible headaches and pains!
Determined, sounds absolutely incredible! Try not to worry about work - what will be will be

So, not much from me today:

Use gym at work

Clean car at work and wax paintwork - looking gorgeous!

OH has made us both packed lunches for today! Yay!

Meet friend for coffee - she paid!

Breakfast and lunch from stores

Check banking - no surprises

Plant our Pak Choi seeds in propagator! Exciting!

Do some filing of paperwork at home

No Spend Day

Working 3pm-midnight so will probably end up with some OT

Have applied for 2 days of rest-day working next week - fingers crossed I'll get picked!


Right, think that's about it to be honest - having a nice chilled day so far!!

Lots of love,

Shoot x