Replace Car Finance With bank Loan

benevans1989

Hi - ive done exactly the same thing - got a car on finance etc, then realised i could of consolidate my debts and car

I asked for a loan and got refused. - no reasons but as pointed out here,

7k + 7k = over 50%

I would of saved over 1k in the next four years, + savings on old car being a bag of spanners. but factor that into new car and im
doing more mileage for the same money in fuel,
the only real net saving is car tax.
the easiest thing to do really is, every time you get 500 quid. bang it on the car. (if you can)
Its what im probably going to end up doing in about 12 months time once ive sorted out my other 'prioritys' plus, in 12 months there will be less then 3 years to go, so i aim to get it paid off within 3 from now