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Kate_fixing_it wrote: »I think they know their days are numbered with me
My eyes are wide open now! Just 5 months ago I'd have been booking a day off work and shopping until I dropped, things like this prove to me how much my attitude has changed, I realise now they aren't giving me licence to spend, they're simply inviting me to jump in a hole which they'll profit from.
On a similar note I have been told I'm pre-approved for a Lumis (I think) with an APR of 59% :eek: that went straight into the shredder!
Every day I wish I'd had my LBM sooner but thank god it happened when it did or things could be so much worse.
Kate x
What a great post! In fact, all the posts on this thread have filled me with joy. I'm also one who has, after a very very long time in the dark, finally had my LBM (2 years ago) and can't believe the difference in my attitude now. Like Kate, I feel it's a shame I didn't have my LBM way before I did but am so thankful that at least it has now happened.
Nice one, everyone - you've just cheered me up on a rubbish shift at work!0 -
They will double your credit limit when you pay off that last £140 Kate I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Bedsit_Bob wrote: »I shred the application form, put a "NOT INTERESTED" sticker on the covering letter, put it in the return envelope, and pop it in the pillar-box.
Fed-up with receiving this sh*te I never asked for! I return mine too, but neatly place a stash of 'takeaway' junk mail in for good measure!
They'll have no shortage of pizzas, kebabs, Chinese, Indian if they come looking for me!!
Lol!
Gaz0 -
Fed-up with receiving this sh*te I never asked for! I return mine too, but neatly place a stash of 'takeaway' junk mail in for good measure!
They'll have no shortage of pizzas, kebabs, Chinese, Indian if they come looking for me!!
Lol!
Gaz
I've been thoughtlessly just throwing their returns away - I'm inspired now to provide them with a range of tasty take-out dishes they can order from too!
After all, if they are willing to pay return postage, then it is surely selfish of me not to take advantage of their generosity. :cool: April 2008 - Epiphany - At least £28K owed to 5 CC's
March 2026 - 4 years left on Mortgage. 2 credit cards, fully controlled.0
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