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Early Discharge

I declared myself BR at the beginning of December last year. Last week, the 'half' of a property i own was bought out by a family member so the Trustee is happy now.

Does anyone know when I should expect to get discharged? I know that TightJock went BR around the same time as me (Although I did it at the Royal Courts in London)

I am anxious to get on with the rest of my life again
DISCHARGED 12th December 2007:T

BSC Member #91

Proud to have dealt with my debts

Comments

  • gettingitsorted
    gettingitsorted Posts: 2,440 Forumite
    Not everyone gets an early discharge im affraid ,have you had an IPOQ form from the OR yet with a letter stating you may be eligable for early discharge ?
    Official DFW NERD 189

    I may be a woman but dont hold it against me:D

    Officially declared Br 6/11/06


    Discharged Br 4/5/07 (6 months to the day)

    BCSC MEMBER 21
  • gettingitsorted
    gettingitsorted Posts: 2,440 Forumite
    This is a link to an early discharge flow chat to give you an idea of how the process works

    http://bankruptcy.informe.com/viewtopic.php?t=159
    Official DFW NERD 189

    I may be a woman but dont hold it against me:D

    Officially declared Br 6/11/06


    Discharged Br 4/5/07 (6 months to the day)

    BCSC MEMBER 21
  • backontheup
    backontheup Posts: 288 Forumite
    Wow, thats is really useful.

    I guess that I am at the NFI stage and that all assets have been realised. Still some way to go, according to this chart, so I anticipate that my discharge date will be the automatic one

    thanks as always x
    DISCHARGED 12th December 2007:T

    BSC Member #91

    Proud to have dealt with my debts
  • gettingitsorted
    gettingitsorted Posts: 2,440 Forumite
    Glad to be of assistance
    Official DFW NERD 189

    I may be a woman but dont hold it against me:D

    Officially declared Br 6/11/06


    Discharged Br 4/5/07 (6 months to the day)

    BCSC MEMBER 21
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    Wow, thats is really useful.

    I guess that I am at the NFI stage and that all assets have been realised. Still some way to go, according to this chart, so I anticipate that my discharge date will be the automatic one

    thanks as always x

    Not necessarily.

    If your case really is 'No Further Interest', then things could progress quite rapidly. You are only 6 months in and if the OR gets a move on the 'Early Discharge' process can be concluded within a couple of months. Lots of the steps in the flowchart take no time at all.

    It really depends on whether your case has been marked suitable, and your OR's office is not too busy with new cases to do all the paperwork.

    I would never expect ED, but if it happens it's a bonus.

    Even if it doesn't, the full 12 months is still pretty much early discharge compared to the 3 years it used to be.

    EDIT: You'll notice that gettingitsorted above was discharged after 6 months. :)
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • tight_jock
    tight_jock Posts: 1,902 Forumite
    I declared myself BR at the beginning of December last year. Last week, the 'half' of a property i own was bought out by a family member so the Trustee is happy now.

    Does anyone know when I should expect to get discharged? I know that TightJock went BR around the same time as me (Although I did it at the Royal Courts in London)

    I am anxious to get on with the rest of my life again


    TJ 1/11/06 - 1/06/07

    Received our IPOQ about mid to late February and returned beginning of March so it took about 3 months after the return.
    :beer:
    TJ
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