We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Valuation

2»

Comments

  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    Yes, but they still tend to sanity check the case first but yes instruct promptly.

    Good luck
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Budgie85
    Budgie85 Posts: 30 Forumite
    The case went to the underwriters to get my DIP, so will it still go to the underwriters for the full application
  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    Yes, absolutely. So long as your paperwork (payslips, bank statements etc.) supports the rationale and is verified to the information inputted and nothing has changed on your credit file negatively, it should be the same decision.

    Aldermore are a sensible and fair lender.
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Budgie85
    Budgie85 Posts: 30 Forumite
    Thank You very much for your comments, it's just a very nervous time.
  • andrewp35
    andrewp35 Posts: 19 Forumite
    Had a call from my MB today.Apparently Natwest have big backlogs and should be assessing our case sometime this week!Hopefully will hear something by Friday latest. I presume if Natwest book the valuation and all comes back ok we should be good for the mortgage? I know different lenders work differently.
  • joe427
    joe427 Posts: 47 Forumite
    andrewp35 wrote: »
    Had a call from my MB today.Apparently Natwest have big backlogs and should be assessing our case sometime this week!Hopefully will hear something by Friday latest. I presume if Natwest book the valuation and all comes back ok we should be good for the mortgage? I know different lenders work differently.

    I've had a call from my MB today and they were requesting proof of the deposit. Gave that in, and got told it would take 48 hours to process before I would get another update :(
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.5K Work, Benefits & Business
  • 602.9K Mortgages, Homes & Bills
  • 178K Life & Family
  • 260.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture