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Mortgage recommendation?

Thinking of plan B - could anyone recommend a mortgage provider that would consider self employed 1 years accounts (submitted) with end of 2nd year almost done (end of March)?

Because we're renting and have to give notice soon we can't wait 4-6 weeks until year 2 has been filed.

We have a 40% deposit and a good report from our accountant for year 2 in the business

Comments

  • GMS
    GMS Posts: 5,392 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Speak to a broker. There are lenders who will consider 1 years accounts and the deposit is in your favour
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • They've suggested the Halifax which I've got an application in with but I'm looking for a back up in case it doesn't come off.

    Are you aware of anyone else who'd look favourably on us?
  • GMS
    GMS Posts: 5,392 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I am sure your broker will have a plan b, c, d and e.

    Wait to see what happens with plan a first!
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • If anybody else is aware of a favourable mortgage provider be great to know? Has anyone put through any mortgages under similar circumstances recently?
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