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Secondary LBM?

Hi all,

Firstly I cannot thank all you amazing people for your support, advice and help over the last four months.

I also can't believe how much I have changed in my attitude to money. My big LBM was horrendous, it took me literally weeks to get rid of the sick feeling inside. I had another realisation a month ago (not money related) and I feel like I'm really grabbing life by the wotsits now.

This morning I seem to have had a bit of a "secondary LBM". I couldn't stop staring at my signature. Nearly £4k paid already! For the first time I didn't feel guilty about where that money could have gone, the words "I'm really doing it" keep echoing through my head.

My debts still have interest added as I had my LBM at the point where I had made a couple of late payments but no defaults but I'm already one card down, soon to be two and everything is coming down. And as ashamed as I am to admit I was in a PDL cycle I have paid them off and haven't touched one for 3 months and never intend to again - that I'm proud of.

I know I'm still relatively new to this but is this secondary LBM something others are/have experienced? I don't want to relax and lose momentum, if anything I feel even more motivated to find new ways to succeed.

Kate x
LBM 17th Oct13 - SC DMP - DFD 10th Feb 2018
paid pre-DMP £6146 :D paid with DMP £2275 :D F&F's £700 (£450 discount) £1,000 (£1,498.22 discount) £ 700 (489.62 discount) :D Total £9725

Current debt to repay £3,503.13 taking one day at a time

Comments

  • marliepanda
    marliepanda Posts: 7,186 Forumite
    I do get such a buzz seeing that I am actually doing it. I think before I felt out of control but I don't anymore :)

    Probably a LBM of 'I need to do it!' And a LBM of 'I can do it (and I am!)
  • Well done on getting so far - you're doing excellently! :j

    It really is such a thrill seeing the numbers going down, isn't it? I'm obsessed with my signature on here now - I look forward to payday each month not so I have money to spend, but so I can pay off more debt and see my numbers go down even further! :rotfl:

    You should be proud of yourself, you're doing awesome. Keep it up! :) x
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