Fillers, fillers, fillers!!! Everyone Learns IT Eventually

Snap-ant

Bikertov wrote: »

Ooh - I've got one of those too !

Just reading through it to see if I have a valid claim.

What reason are you giving on the form for wanting compensation ? (PM me if you don't want to discuss in public)

I found this thread very helpful & used/rearranged the words on the pressurised sale template

https://forums.moneysavingexpert.com/discussion/4751641

Snap-ant

Happy Birthday Vanilla Twist ♥

emerald21

Good morning! off for my 3 yearly mammogram this morning in Tesco s car park lol. Rather not have one but hey ho . Saw baby Ruby on the scan on Saturday. She was asleep though but saw her face, she s lovely .Hope everyone has a good day

tweets

Happy Birthday vanilla twist :bdaycake:

mhoc

Sunshinemummy wrote: »

I know the feeling, we had our first mortgage at 19, child at 20... by the time I was 24 we had our third, and at 25 took on the care of a friends 2 children. I am stubborn, so apart from child benefit for our three never claimed anything. It has been a wonderful, but hard journey and now we have one finished uni, 3 at uni and the little one decided to get a job! So we are counting down the years to not continually paying out, in fact we are feeling the benefits of having 2 independent and 3 semi-independent... it is quite nice. But I don't get the same buzz if I just pay full price for things! I have had to be frugal for 25 years, I cannot change now. But I am trying to figure out the best things to do, and will be looking at the 3V cards as I would love a diamond ring but I ain't paying for it! Sadly I need a car, and think I will have to pay for this!!!

:D:D:D:D:D:D:D:D

The secret is to get them all of your kids to finish education and training etc and go out to work and leave a gap before the next stage when they start house buying and child producing so that your own finances have a chance to recover and you get some alone time, time to mend and fix your house, car and marriage

I've known 2 people, one whose daughter married straight After uni and started having babies so she was back doing child care again.

Another who has 2 daughters with 5 under 8s. In the morning all 5 grandchildren arrive and nana has to walk up to school with all of them, take the babies home and do the child are all day, collect from school again in the afternoon. This is so the daughters can get free child care work and afford their mortgages.
One daughter lives 40 miles away and does this 4 days a week :mad:

Enterprise_1701C

emerald21 wrote: »

Good morning! off for my 3 yearly mammogram this morning in Tesco s car park lol. Rather not have one but hey ho . Saw baby Ruby on the scan on Saturday. She was asleep though but saw her face, she s lovely .Hope everyone has a good day

Oh gosh, is it 3 yearly!! That means I will have another one coming up soon Still, my mother died from breast cancer because she left it too long to go to the docs, I will not make the same mistake.

Sarahdol75

:bdaycake: Happy birthday Vanilla Twist, have a fab day.

Enterprise_1701C

Happy Birthday vanilla twist :bdaycake:

ruthber

Morning Elite. If your T still has any D*vine xmas trees left, they scanned at 1p for me, that is milk, dark and white. Good hunting.

Sarahdol75

mhoc wrote: »

The secret is to get them all of your kids to finish education and training etc and go out to work and leave a gap before the next stage when they start house buying and child producing so that your own finances have a chance to recover and you get some alone time, time to mend and fix your house, car and marriage

I've known 2 people, one whose daughter married straight After uni and started having babies so she was back doing child care again.

Another who has 2 daughters with 5 under 8s. In the morning all 5 grandchildren arrive and nana has to walk up to school with all of them, take the babies home and do the child are all day, collect from school again in the afternoon. This is so the daughters can get free child care work and afford their mortgages.
One daughter lives 40 miles away and does this 4 days a week :mad:

Lol, my parents must still be doing this, they never look after my kids, even just for an hour, and they only live 20 minutes away, my eldest is 14, and they only see them twice every 6 months or so, never ring, text, email, just pop in, they have always said, I never had help off my parents so why should you, you had children, so you look after them. I know when mine have children, I will be soooo different. Yet some of my friends parents, always got grandchildren, for sleepovers, pick them up from school, take them out for the day. Mine ever ask why never known any different. It is hard sometimes.