NICs following withdrawal of ESA - medicals and work capability assessments

Torry_Quine

Parsimonia wrote: »

We received my husband's state pension summary today (we requested it on Feb 25th , following advice further up the thread).

The statement says "So far you have 35 qualifying years, worth £110.15 a week. We estimate that your additional State Pension and Graduated Retirement Benefit, based on your National Insurance contributions record to date, is £24.68 a week. "

So, the overall estimate is a pension of £134.83 a week when he's 67, which is a lot better than we were expecting. :D

Does that mean we don't need to worry about the statement in his letter from the DWP when they said : In order to continue being credited with National Insurance contributions you may be required to provide medical evidence or attend Work Capability Assessments."

Should he still get his full state pension even if he doesn't attend the assessments?

As it stands he will not need any more NI credits to get his full pension as you will need 35 years from 2016 and so he wouldn't need to complete the assessement process. However thenumber of years to qualify could change and remember if he was to get into the support group his payments would restart.

Triumph13

Torry_Quine wrote: »

As it stands he will not need any more NI credits to get his full pension as you will need 35 years from 2016 and so he wouldn't need to complete the assessement process. However thenumber of years to qualify could change and remember if he was to get into the support group his payments would restart.

The one possible exception to that would be if he was contracted out of SERPS / S2P at any point when he was paying into one or other of his old pensions. If that was the case then 2 or 3 years of post 2016 NI contributions may be needed to get the full single tier amount, but whatever happens his pension won't be lower than the £134.83.

Annie1960

SeekTruth wrote: »

His Foundation Amount will be the higher of the following two figures:
1. His entitlement under the current system (Basic Pension plus State Second Pension (S2P))
2. His entitlement under the new, Single Tier, system. This will be 1/35 (one divided by thirty-five) of the full Single Tier amount for each year of NI contributions paid or credited, up to a maximum of 35 years; minus an adjustment for any years of Contracted Out service.

The full Single Tier weekly amount is expected to be about £144 (in 2012/13 money).

Can you explain more about the end of point 2 above, namely the bit about minus an adjustment for any years of contracted out service? Do you have a link to anywhere this is explained in detail?

greenglide

Annie1960 wrote: »

Do you have a link to anywhere this is explained in detail?

What about this? [FONT=&quot]https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/181237/single-tier-pension-fact-sheet.pdf


Though it doesnt go into the details of the true cost.[/FONT]

Annie1960

greenglide wrote: »

What about this? [FONT=&quot]https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/181237/single-tier-pension-fact-sheet.pdf


Though it doesnt go into the details of the true cost.[/FONT]

Thanks. So, for people who were contracted out for their entire career, does this mean they will not reach the 10 years minimum required to be entitled to one of the new pensions?

Triumph13

Annie1960 wrote: »

Thanks. So, for people who were contracted out for their entire career, does this mean they will not reach the 10 years minimum required to be entitled to one of the new pensions?

No.
The contracted out deduction is only relevant to the calculation of the foundation amount. The worst impact it can have is to reduce your foundation amount on the new basis to below that on the old basis - in which case you get the old basis.

So someone with 30 years contracted out would get the £110 on the old basis, plus anything they accrue post 2016