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kingkopite1892
Posts: 12 Forumite
in Loans
When you apply for a loan and get accepted, if you don't like the APR quoted and choose not to take it, does it affect your credit score? Thanks in advance!
0
Comments
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Your score doesn't mean anything.
Your Credit FILE will show a search has been conducted, but nothing else.
Searches don't affect you unless you start making loads of applications, too many searches in a short space of time spoil the file.0 -
I would have thought so as it's the actual 'searches' that are reported to the CRA's. Same (I would think) as if you applied for a CC and were declined...DEBT FREE AND PROUD
'Better to remain silent and be thought a fool than to speak out and remove all doubt'0
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