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It's now or never

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  • Forgot to say that I have a new best friend - my notebook! I always thought my spreadsheets were my best weapon to keep me on track. But I've been using an old notebook of DD I found, something cheesy like forever friends but I'm not proud!


    Everything goes in there, money updates, dates, survey progress, shopping lists, goals/targets. I must look at it a zillion times a day, but I'm hoping this will reduce as time goes by!


    Still using the trusty spreadsheets but, they get updated maybe once a week, whereas the notebook is updated daily (many times!)


    Also forgot my other big money saving news. Signed up to trial some dishwasher product as part of a survey, and promptly received 3 months supply in post - bonus!
    Outstanding debts as of 2/11/20 1/2/21:
    CC1 39.9% - £3111.99 3762.20
    CC2 0% - £978.50 878.50
    Family - £520 0
    Storecard - £248.44 (BNPL/June21) / £299.99 (BNPL/Sept21)
    Total: £5,189.13
    Savings: £943 (target £1000)
    Target date to clear: July 2021 ???
  • So finally got round to making a signature, but no idea how to do the smilies, don't seem to do anything when I click, any ideas?
    Still hanging in there with shopping budget, £6.64 till Monday, bit tight but it's been tighter than that these past few months and we're still here to tell the tale.
    Good news is that I have managed to fix the couple of bits on the car - until this week I'd never opened the bonnet, didn't have a clue, but thanks to a bit of googling and advice from friends/family I think its OK now, fingers crossed, and it didn't cost a penny! Double good news, because I've not been able to move the car all week, I still have a bit of petrol in the tank and £15 in my petrol fund, bit of a safety net for the weekend so happy days. smilie, smilie


    Keep smiling
    Outstanding debts as of 2/11/20 1/2/21:
    CC1 39.9% - £3111.99 3762.20
    CC2 0% - £978.50 878.50
    Family - £520 0
    Storecard - £248.44 (BNPL/June21) / £299.99 (BNPL/Sept21)
    Total: £5,189.13
    Savings: £943 (target £1000)
    Target date to clear: July 2021 ???
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