We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Small Claims from BW legal - help pls
ihaterunning
Posts: 2 Newbie
Hi, I'm hoping you guys can point me in the right direction.
Yesterday eve when I got home I found a lovely small claims court proceeedings document from BW legal/Lowells for debt I defaulted on after my divorce in 2010 (my own stupid fault I know). I have bought myself some time of late by sending out letters to prove if random DCA's own it and they have ususally gone away. BW legal sent letters through and the first 2 were the usual, the 3rd advise dof possible court proceedings but I was away and didn't have time to respond within the 14 days they asked for due to work. Now they have gone to small claims.
What do I do - do I negotiate with them and ask for proof and advise the court of this? Do I try and settle with them out of court, do I go to court? They are claiming for £6.3k and the last known credit limit/amount owed was £3.3k in 2010.
I don't have the money to pay it back in full (if only) and I am trying to clear other debts so don't have masses spare atm. I can probably scape together anout £2.5k from family if I thought they would accept this but I have no idea?
Any advice welcome, thanks
Yesterday eve when I got home I found a lovely small claims court proceeedings document from BW legal/Lowells for debt I defaulted on after my divorce in 2010 (my own stupid fault I know). I have bought myself some time of late by sending out letters to prove if random DCA's own it and they have ususally gone away. BW legal sent letters through and the first 2 were the usual, the 3rd advise dof possible court proceedings but I was away and didn't have time to respond within the 14 days they asked for due to work. Now they have gone to small claims.
What do I do - do I negotiate with them and ask for proof and advise the court of this? Do I try and settle with them out of court, do I go to court? They are claiming for £6.3k and the last known credit limit/amount owed was £3.3k in 2010.
I don't have the money to pay it back in full (if only) and I am trying to clear other debts so don't have masses spare atm. I can probably scape together anout £2.5k from family if I thought they would accept this but I have no idea?
Any advice welcome, thanks
0
Comments
-
I would ask on a legal forum like legalbeagles.info or consumeractiongroup.co.ukStill rolling rolling rolling......
<
SIGNATURE - Not part of post0 -
Thank you will do0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.3K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards