Just Getting started and sorted - splash card

piptom&AndyPandy

Hi
I'm just sorting out my DMP and then hoping to go for an IVA, but I was wondering whether there are any issues using splashcard, someone recommended it for me.

Regards
Pippa

JCD_Capulet

I thought about getting myself a splash card untill I saw all the charges!! No way am I getting one now, I'll just stick to my regular debit card.

piptom&AndyPandy

I could only see the £5 charge and 99p for cash - am I being blind?

JCD_Capulet

You've missed all of this in the terms and conditions :eek:
for me, I decided all theese added fees outweighed the benefits of the card so gave it a miss.

Card Application Fee £5.00
Annual Account Maintenance Fee £4.95 (Payable at first top up)
Internet Registration FREE
Call Centre Registration £4.95
Monthly Management Fee FREE
Merchant Transaction Fee 2.5%
Online gambling and betting transactions 1% surcharge
Top up - Post Office®/PayPoint 30p per £10
Top up – Credit / Debit cards 2.5% (Subject to min £1.50 fee. Maximum top up £500/day)
Top up – Cheque FREE
Top up at other 360money network locations Fees vary by retail outlet
Wage & Bank Account Transfers FREE
Phone balance enquiry FREE
Internet balance enquiry FREE
Paper Statement £5.00
Online Statement FREE
ATM Cash withdrawal and cashback £1.50 (For withdrawals over £50 an additional 2% surcharge will apply)
Foreign Exchange Fee for ATM withdrawals 2.5%
Foreign Exchange Fee for Merchant Transactions 1.0%
Forgotten PIN £1.00
Replacement Card £5.00
Processing fee for postal identity check £5.00

Ex-Spendaholic

I'm thinking of getting this one:

http://www.idtprime.com/

It's £3 to buy and you can top up £150 in a shop or £500 online. The only thing is that you can't top it up again, once the money is gone you buy a new one. I don't think you can do cash withdrawals either.