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Please Help: Mortgage Application!!
Emma999
Posts: 1 Newbie
Hi,
I am based in NI, I want to buy a property through co-ownership. Co ownership have given me a letter of offer. My financial advisor then helped me complete my mortgage application form for Ulster Bank. My mortgage application went to them the 10th of Feb, passed the credit score etc and has went to underwriters......I was told by them I would know by midweek this week but I still haven't heard anything.
I am extremely nervous about the whole thing and just wondered had anyone had similar experiences and any idea of what I should expect/ timeframes?
I am so confused, any help would be greatly appreciated!!
Emma
I am based in NI, I want to buy a property through co-ownership. Co ownership have given me a letter of offer. My financial advisor then helped me complete my mortgage application form for Ulster Bank. My mortgage application went to them the 10th of Feb, passed the credit score etc and has went to underwriters......I was told by them I would know by midweek this week but I still haven't heard anything.
I am extremely nervous about the whole thing and just wondered had anyone had similar experiences and any idea of what I should expect/ timeframes?
I am so confused, any help would be greatly appreciated!!
Emma
0
Comments
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Don't panic. Often delays in processing applications.0
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Hi Emma, just wondering how long it took for your mortgage offer to come through with them. I applied just under 2 weeks ago with something similar. They've came back with some queries but as yet nothing else.
Would be great to hear how things worked out for you, I'm getting anxcious now!! :-)0 -
Are you saying you put an application in on 10th February and they said you would hear by 15th May?I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Nah, this isn't the OP.Are you saying you put an application in on 10th February and they said you would hear by 15th May?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
I see - the first post was 3 months ago.I am a Mortgage Broker
You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0
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