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Bank Account with cheque book

Hi All

I was discharged from my bankruptcy in November 2009 after being declared bankrupt in May 2009.

Since then i havent had any credit apart from my O2 mobile contract which i have had since 2004, and also managed to secure my car insurance monthly back in 2012.

The question im asking is, would it be worth my while trying to open a new bank account with a cheque book facility. Not too bothered about a overdraft. Or would i have a better chance asking my current bank to let me open an account with a cheque book?

The reason being there are occasion when i need to use a cheque to pay for items.

Has anyone had any luck in getting a bank account with cheque book 5 years after being discharged.

Thanks

Comments

  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Hi chadman2006, have you cleaned up your credit files?

    Have a look here if not -- > Credit Reference File Clean Up Post Bankruptcy

    Some posters have and some couldn't get a full account until after the six years are up, it's often hit and miss unfortunately.

    Best wishes
    IF
    "If wishes were horses, then beggars would ride"
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