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Finally debt free after 16 years
Beatle_Ray
Posts: 204 Forumite
Dear All,
Apologies if this is not the right part of the forum but i have to say I'm finally debt free after 18 years.
I dont owe anything to credit cards or over drafts and have money in the bank, paid off over £40,000 to credit card companies over the past few weeks and i'm fiannly rid of that burden, i still have the mortgage but there is equity in the house to the value of about £90K so if things do go wrong at work i should be OK. The relief of not having to come to work just to pay a credit company is massive and i can feel the weight of the burden off my shoulders.
I have been in debt since about 1996, in the begining it was only a small amount but over the years it just increased to i think about £65K about three years ago.
Sadly it took a personal tragety for this to happen as my mother died last summer. I would rather have my mum and still have the debt but in such matters we can't choose sadly. I will never go back to owing a bank/credit card anything ever again, i would happily go without, nothing is worth any of that misery and i have to say i have learnt my lesson the hard way.
Apologies if this is not the right part of the forum but i have to say I'm finally debt free after 18 years.
I dont owe anything to credit cards or over drafts and have money in the bank, paid off over £40,000 to credit card companies over the past few weeks and i'm fiannly rid of that burden, i still have the mortgage but there is equity in the house to the value of about £90K so if things do go wrong at work i should be OK. The relief of not having to come to work just to pay a credit company is massive and i can feel the weight of the burden off my shoulders.
I have been in debt since about 1996, in the begining it was only a small amount but over the years it just increased to i think about £65K about three years ago.
Sadly it took a personal tragety for this to happen as my mother died last summer. I would rather have my mum and still have the debt but in such matters we can't choose sadly. I will never go back to owing a bank/credit card anything ever again, i would happily go without, nothing is worth any of that misery and i have to say i have learnt my lesson the hard way.
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