Riddled with debt please help

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Hi Hettie
I remember you from way back. I'm so glad things are looking up for you now.
V

andynwide

Step Change certainly helped me in my payday loan cycle, http://cantpaypaydayloan.co.uk also had some good advice.

blisteringblue

OP hasn't even logged in since the initial post.

sourcrates

I would assume he may be back when his line of credit runs out !!!:o

TakingControl

marliepanda wrote: »

Have you considered bankruptcy?

if things are as dire as you say, with multiple PD loans, and twice 'failing' to keep up with debt management plans, I'm not sure what else you can do...

That's a bit of an extreme solution with less than 10K debt? There are many here who have more debt with less money and are repaying via an DMP.

OP - 2000GBP wages are a good salary and if you truly have your light bulb moment, you can work on getting these debts down.

First as marliepanda said, do a SOA and post it so members can advise on this. Second step, call one of the free debt charities like Stepchange and discuss the best way forward.

I had debts to the tune of 45K and same wage and I managed via a DMP to get debt free just shy of 4 years But it will take willing on your side to do so and to sacrifice most of your social life but it will be worth it.