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Barclays won't remove my OD
xkpa
Posts: 144 Forumite
Hello, so here is the issue. I have a miserable 10 pounds OD at my Barclays current account. I called Barclays to remove it, the advisor said it will be removed in 1 business day, that was in the beginning of this month.
I waited around a week, then called again. Then the advisor said it will be removed in 3-4 business days. I am waiting a week and it is still not removed.
The issue is I am abroad, could someone tell me how I can remove my overdraft. Cheers
I waited around a week, then called again. Then the advisor said it will be removed in 3-4 business days. I am waiting a week and it is still not removed.
The issue is I am abroad, could someone tell me how I can remove my overdraft. Cheers
0
Comments
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Some accounts have a £10 buffer. If this is a feature of the account it may prove difficult to remove. Just ensure you don't use it.0
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Hello, so here is the issue. I have a miserable 10 pounds OD at my Barclays current account. I called Barclays to remove it, the advisor said it will be removed in 1 business day, that was in the beginning of this month.
I waited around a week, then called again. Then the advisor said it will be removed in 3-4 business days. I am waiting a week and it is still not removed.
The issue is I am abroad, could someone tell me how I can remove my overdraft. Cheers
Are you sure it's an actual overdraft and not just a buffer?
My overdraft shows as -£10 on my Barclays account, but that £10 is not actually reflected in my available balance. No idea why. Just guessing it's their way of giving a £10 buffer...?0 -
It is overdraft, because when I applied for one, they gave me only 10. And my bank account name is now BBA with OD Tier Y (-£10.00
Overdraft limit).0 -
Why is it so important to remove it?0
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I heard that it is bad for CRA's when it is so low amount. So i want to remove it, because obviously credit organizations prefer to give credit to defaulted people and I am receiving 10 pounds with perfect credit report...0
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That sounds like poppycock.I heard that it is bad for CRA's when it is so low amount.
Can you tell us what exactly your credit report shows for the £10?because obviously credit organizations prefer to give credit to defaulted people
That sounds like even more poppycock. Getting any credit if your CRA file shows defaults can be more difficult, or even impossible.
An overdraft facility doesn't count as a default.0
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