feeling helpless and hopeless

vics1928

Hi

I am just lying here trying for the 4th day to get to sleep (getting sleep deprived and working is getting hard now) and just feeling down (and not just because of the annoying snoring going on! )

antonia86

Hi Vics1928,


You aren't alone. Debt can be frightening, especially when you aren't sure you are in charge but...


You can handle this!


What is your plan? x

vics1928

To manage my dmp myself I would like the ability to overpay when I can to the larger debts - i want a life back - my partner seems so care free about it quite happy for the dmp just to carry on As it is

antonia86

Ok, so you are currently in a DMP. That is your plan. I would try not to allow a desire to vary the plan to affect your sleep.


You are in control, you are paying back.


Sounds like you and your partner need to thrash out your differences of opinion though.

vics1928

Hmmmm thank you - if you where me what would you do

antonia86

I would trash it out with my partner. You both need to be committed for it to work, so to my mind it needs to be a joint decision.

LMJ10

Hi - I know exactly how you feel.

Me and my partner had a few good arguements at the weekend - altho the debt and situation is my fault my partner didn't want to talk about it and kept throwing it all back in my face!

We basically said that we need to stick together and I needed support to get through this.
If we couldn't do that it was best to go our separate ways.

It's been loads better since we had the talk.

runforlife

@VICS1928: Have a review session with your partner. Infact make them regular events. Every week if need be. That way they are still at the forefront of everything you do but you can then put them to bed for a few days and carry on with living. I wonder if your partner has really had the LBM yet? With these reviews it will show you are serious in beating the debt and eventually will bring your partner on board. Good luck