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Joint loan problem
I divorced in 1996 and as a result of this a court order was made for myself and my ex to be jointly responsible for the debt. Despite not being in work I have been making a nominal payment since 1997. It appears my ex does not think he needs to pay anything towards it. I frequently tackle the company about it and the attitude is that the write to him and if he chooses not to respond thats up to him but as long as a payment is being made they are fine with it. I'm now to the point that I'm not fine with it so how can I get him to cough up some funds towards this debt? Do I send him a letter telling him to follow through whith what he agreed to? Stop paying and tell them to contact him for money? Take him to small claims court for the muney he owes ( or at least for half of what I have paid)? I just feel like I'm being taken advantage of.
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Comments
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Anyone any ideas?
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Im sure a similar question was asked recently on here, just cant find the thread.0
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If you've got the paperwork then just send him a letter before action, stating you wish for his payment within 30 days.
If he doesn't pay then sue him for the money.0 -
what does jointly responsible mean?0
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The company are correct in what they say - a joint debt can be repayable by both parties or either party - the lender does not care as long as payments are made.
As these are done by court order all OP can do is abide by this and nothing else.
Nothing can force the other party to pay and they would probably say that the debt is now statute barred from his point of view.
There is no point in sending letters before action - they will not work.0
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