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Advice on Catalogue Accounts?

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I believe Capital 1 credit card does this. If your credit rating is not good enough they will ask you for a deposit of approx 2/300 £ to cover if you do not pay your bill but they return it to you after so many moths. As for catalogues no idea but they are a very easy way to get into debt, especially when they keep coming up with buy not pay in 6 months or whatever. You could end up with a monthly bill of £200, so stay well clear of this. For some people the offers are too tempting and the goods over priced too.
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