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What shall i do?

Is your new increased wage covering your debts comfortably? How temporary is the work?

Sounds like you need a fresh financial assessment from the two debt helplines you spoke to before, or some of the charities people have listed above.

Avoid BR if you can. You dont need to go through it to teach yourself good money management.

Comments

  • NekoZombie
    NekoZombie Posts: 1,664 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    PixiePie wrote: »
    An IPA might be put on you, which is for 3 years and depending on your excess income can be up to 70% of this excess/surplus income (however, this is for large surplus, from what you have said so far this might not be the case for you.

    IMHO, £100 surplus per month is not a large amount of surplus. IPAs start at this point.
    BCSC Member 70:j
    .
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