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The humble penny
Ruby789
Posts: 312 Forumite
Shiny new diary for 2014 to help keep me on track. Complacency has set in, and though my debt is manageable and coming down each month, I'm falling back into old spendthrift habits.
I'm not watching the pennies like I need to be. I don't 'need' anything, it's all wants. And I know for a fact, 'things' do not make me happy. Not truly happy anyway!
So here's to the star of my show .... the humble penny!
First goal: 33,000 pennies needed in May to pay off what will be the remaining balance on the credit card in the interest free period - above my regular payment. To offset the pennies I've wasted recently, I'm going to try and save this up seperately.
I'm not watching the pennies like I need to be. I don't 'need' anything, it's all wants. And I know for a fact, 'things' do not make me happy. Not truly happy anyway!
So here's to the star of my show .... the humble penny!
First goal: 33,000 pennies needed in May to pay off what will be the remaining balance on the credit card in the interest free period - above my regular payment. To offset the pennies I've wasted recently, I'm going to try and save this up seperately.
Debt free (finally) and saving a deposit for my first home.
0
Comments
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Was owed £20, and counted up a further £20.52 in change.
So that's my first 4052 pennies towards it.Debt free (finally) and saving a deposit for my first home.0
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