One more step along the world I go.....

yukkibear

So sorry for your loss. Welcome to the boards, and good luck on your journey x

Secret_Saving_Squirrel

Hello,

I too would like to wish you all the very best on your journey. I can understand why you would want your security and I hope you have some fun whilst working towards your goals,

Good luck,

Squirrel x

welsh_mummy

Just wanted to say hi :wave: and also send out a hug to you all.

Loads of friendly people on here with loads of tips and advice, and like you I have just started a wee diary too. Good luck on your new mortgage free journey xx

Miss_money_penny

Just popping in to say hello and good luck! Sorry to hear of your loss. You sound a very positive person and well done you for looking into clearing the mortgage for you and your children's future!! Best of luck!! Xx

PlymouthMaid

Sorry to hear about your loss and hope all goes well for you in the future. x

Allium

So I woke up all pumped to pay off my chunk!

Tried via Internet banking (whilst pouring cornflakes for 2 hungry school children!) but forgot the 10k rule. So I rang (whilst pouring kibble for 2 hungry pooches!) and again failed the 10k rule. Was advised to drop into HSCB branch or do 3x 10k transfers (as I have 3 accounts with my bank:sole, savings and what was a joint a/c) for a few days.

So I razzed into town during my lunch break to the branch and was informed I'd need ID - which wasn't mentioned on the call earlier, oh and £20 charge :mad:

So I decided to do the 3x 10k transfers. Fine.
Oh wait, sorry you can only do 1, not 3 transfers of 10k.
But it's 3 different accounts and the man on the phone suggested this way?
Oh right. I'll check......Yes you can. I didn't know that.

Then decided to call FD to check they'd received the money into my FD current account. Yep, they'd received 10k. The other 20k was held for fraud checking!!! Arghhhhhhhhhh

Finally just checked & it's cleared so I've paid it off! Hoorah!

Really looking forward to doing it all again tomorrow. And Weds. And a bit of Thurs!

Alchemilla

Well done it sounds fun!

MrsPorridge

Just popped in to say I'm subscribing to your diary and to say sorry for your loss.

I am a newbie to this board as well (spent years on the DFW board). There are loads of ideas on here and inspirational stories. Good luck xx

Allium

So it's been a couple of weeks. In that time I've paid off 10k chunks of life insurance to avoid bank threshold and charge issues. I'm just waiting to pay the last few hundred quid which will bring the balance down to the start figure for the remaining mortgage. They haven't exactly rushed it through!

I've also been saving up the few quid to round down my bank balance each day, that has accrued a little o/p pot. Also spent loads less on food and have made extra portions for additional meals. Bit bored of chilli tonight, night 3!

Enjoying reading the tales of the MFW's!

teabody

:hello: well firstly, i am truly sorry to hear of your loss....really brings it home. I am close in age with children of around the same age as yours and although my husband and I are straight talking about this kind of thing happening and have plans in place, you really don't expect it to happen.

Might I add, it is lovely to read of you making positive steps and focusing on future events. I will subscribe and pop in on you to see how you are doing.

Good luck with your mortgage plans...you are an inspiration x