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Santander credit search 'first mortgage' question
rizla83
Posts: 61 Forumite
Hi Folks,
We have been given a agreement in principle from Santander for a 95% mortgage on a 95k property.
I have read that there are 'soft' and 'hard' searches. Does the fact that ours has appeared as 'search type: First Mortgage' mean that we have had a hard search?
we are just trying to find out if there will be a further search or if they have seen all they need to in terms of the credit file?
The broker did say to my partner that it would have left a foot print if rejected so i assume it was a hard search.
If you get an agreement in principle from a hard search does that mean a better chance of the full application going through ok?
thanks guys - you know what its like getting a first mortgage. Constant questions and 'wonderings' lol.
We have been given a agreement in principle from Santander for a 95% mortgage on a 95k property.
I have read that there are 'soft' and 'hard' searches. Does the fact that ours has appeared as 'search type: First Mortgage' mean that we have had a hard search?
we are just trying to find out if there will be a further search or if they have seen all they need to in terms of the credit file?
The broker did say to my partner that it would have left a foot print if rejected so i assume it was a hard search.
If you get an agreement in principle from a hard search does that mean a better chance of the full application going through ok?
thanks guys - you know what its like getting a first mortgage. Constant questions and 'wonderings' lol.
0
Comments
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Not sure, I'm sure someone in here will know for sure0
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Hard search.0
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