Barclaycard on Experian credit report

Archangel

climbgirl wrote: »

Very strange. I'd probably give them a call to see if I could work out what's happened (maybe someone out there shares your name or something crazy). But definitely adapt one of those letters and send it off. See what they come back with.

I haven't sent this lettet yet, as I've been without a computer. I'm now back on track. Should I mention that I found this on my credit report or just use the template as is?

Just contacted Experian and they're going to look into it. Seems it might be Monument, but they also have an entry for Cabot, who have already been paid for this.

Thanks,
Luke.

simongregson

I think your monument card may be issued by barclays, so perhaps this is the card to which the entry is referring. Is there an entry for your monument card? Do the credit limits match those for that card? Is the account listed as settled (S on the report)

Archangel

simongregson wrote: »

I think your monument card may be issued by barclays, so perhaps this is the card to which the entry is referring. Is there an entry for your monument card? Do the credit limits match those for that card? Is the account listed as settled (S on the report)

No it's not listed as settled, there is no separate Monument card entry. They're going to look into it as they stated it looked a bit suss and that it hadn't been updated in a long time. They also asked if I'd had a Monument card, that's why I mentioned it, so yes it was issued by Barclays (I always wanted to steer clear of them!)

Oh well. Wait n see what they say, I spose. I've got the letter from them stating it has been sorted anyway.

Luke.