External Insulation

stebiz

I'm getting lost in this minefield of this green deal. I'm looking to get external insulation on a 3 bed semi. I have scaffold up at present as I'm getting other work done.

Am I right in thinking about £10,000 and a 40% grant? Who does it and how quick can it get done?

Also can the £6,000 be taken as a loan with utility company or would I need to find this myself?

Sorry for all the questions.

stebiz

Nobody know?

rogerblack

My limited understanding.
Unless you can access pure grant funding - not the normal 'green deal' - the solid insulation will need to pay back within 7 years from energy savings. 'The golden rule'.
The interest rate is likely to be at least 7% - and again - you have to get this through the provider.
This would seem unlikely in most properties.

It has to be done by a 'proper' green deal provider - and you cannot do significant parts of it yourself.
It is presumably likely to be at over market rates for just getting someone to come and do it.

My understanding is that the grant funding available is means tested.

zeupater

Hi

If it's on a semi-detached have a think of how this will look externally - one half done, the other not.

I've seen a couple of examples of where this has been done on 1920's(?) properties and it looks pretty awful .... however, when both are done, are rendered and have decent matching windows you can end-up with quite a modern looking house, but it could still look 'out-of-place' compared to other properties ...

I'd have a word with the neighbours and see if they're interested too, then look at a 'deal' for the pair, including windows.

Interestingly, I've seen an Edwardian(?) large (very posh) semi-detached which had a narrow frontage but was very deep where only the end (side) wall is externally insulated, with the front & back having internal insulation. This has the benefit of maintaining the character and detailing of the façade whilst minimising the effect (and disruption) on internal living space. It only required a straight run of scaffold down the side of the house and impacted windows which couldn't be easily seen from outside, so the cost was probably relatively low.

HTH
Z