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switching mortgage with same provider and credit checks
mellow_yello
Posts: 1 Newbie
Hello all
My partner and I have just come out of fixed rate mortgage, We are wanting to switch deals with the same provider, but I accidentally defaulted on my previous unsecured loan with a different bank, will our mortgage provider do a fresh credit check....?
I am worried my partner will be penalised and we will be refused for switching mortgage.
Hope this post makes sense?!
Any advice would be appreciated
My partner and I have just come out of fixed rate mortgage, We are wanting to switch deals with the same provider, but I accidentally defaulted on my previous unsecured loan with a different bank, will our mortgage provider do a fresh credit check....?
I am worried my partner will be penalised and we will be refused for switching mortgage.
Hope this post makes sense?!
Any advice would be appreciated
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