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Welcome to the Bankruptcy Board - Part 2
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Hiya all :hello:


"If wishes were horses, then beggars would ride"
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Morning all :hello:"If wishes were horses, then beggars would ride"
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Afternoon peeps
:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
Morning everyone
:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
Morning all....

I note from the spampost, the less-major credit card companies are pretty much right up to the pre-2008 levels of pressuring eligible folk to take out yet more & more credit.
I also note from the amount of feel-good advertising going on [the major source of credit pressure] that we are also creeping back to the pre-crash levels......of taking on more than eventually we will be able to sustain, credit-wise?
I had hoped fervently that people had learnt a lesson from the debt crisis.....but if the levels of advertising are anything to go by, they have not.
Now..personally I'm quite comfortable with a credit crisis...or a banking crash....or even, a return to the environment of the past few years....as , I suspect, are many of the contributors on here?
But as a country, are we not rushing out into the bright sunlight shouting 'yippee'....disregarding how brief that sunlight may prove to be?
Or, is the degree of pressure being placed upon us a symptom that we really have opened our eyes, and the poor old financial industry is struggling to compel us to do otherwise?No, I don't think all other drivers are idiots......but some are determined to change my mind.......0 -
Hiya all :hello:"If wishes were horses, then beggars would ride"
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Morning folks
:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
Morning from me too :hello:"If wishes were horses, then beggars would ride"
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Morning all
:pB&SC No. 298
Life`s Tragedy is that we get OLD too soon
and WISE too late!0 -
Welcome to the Bankruptcy (BR) Board.
Hello and Welcome, Many of the posters on here have been through bankruptcy. They will be able to help, advise and also offer you support. We do have posters who have/do work for the OR and Debt charities too.
Written by Fermi our board guide:-
"Many people find that debt and bankruptcy is the cause or result of a period of great distress and anxiety in their lives. For some this can reach a stage where it is difficult to cope. So I would remind you that The Samaritans are available to help you through your troubles if the emotional side threatens to become overwhelming."
The Samaritans - Click here
Helpful Links and Information.
To post your question go to the top left hand side of BR board, opposite the page numbers and press the "New Thread" button as shown below:
And type in the Title to your thread. If your post doesn’t get answered straight away please don’t lose heart, it’s often due to not being a 100% sure we would be giving the correct answer. If you find your post is not answered and it’s on page 2, please ‘bump’ your post back up the board.
We often ask you to post your SOA so we can see if you have included what you need to:-
MSE SOA Calculator - Click here
Select the MSE format at the end. Copy and paste onto your thread.
* Blue text on MSE usually signifies hyperlinks, click on the blue links below *
Please do read these threads and other threads on the BR Board, remember knowledge is power :beer:
For ‘essential’ BR info the ‘Look here first’ sticky by Fermi.
BR Friendly Bank Accounts ~ [Updated Sep 2012 re: Co-op Cashminder withdrawal]
BR Abbreviations
Beware of advice via PM.
Assorted letters to creditors
Reasons for your BR - 6.28
Charities who help with BR Fees
BR friendly home insurance thread
CABmoney Bankruptcy Payment Order Calculator
The IS Official Guide to Bankruptcy
Bankruptcy NDL Guide
Basic Bankruptcy Advice & Guide NED CAB
Diary of a broken gambler
IVA & DRO Board
If you are new/old to this board and receive/see a comment that is not helpful or insensitive please don’t let it put you off posting, often these comments are made by people who don’t normally contribute to this board and don’t speak for us.
What to do if you get an insensitive or hurtful comment
"If wishes were horses, then beggars would ride"
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