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Certificate of discharge

WLITC
WLITC Posts: 1,029 Forumite
Part of the Furniture 500 Posts Name Dropper Photogenic
in Bankruptcy & living with it
How do you go about getting a certificate of discharge? My BR was 4 years ago so haven't been in contact with the IS since I was AD in 2011.

Comments

  • philnicandevan
    philnicandevan Posts: 667 Forumite
    Tenth Anniversary 500 Posts Name Dropper Photogenic
    Contact the court you petitioned at...costs around £65-70 quid but can be free if on certain benefits
    Not quite a newbie as you think ;);) (the member formally known as philnicandamy!)

    FINALLY a qualified CAB debt caseworker 2015..:p
    BSC 58 :D
  • alastairq
    alastairq Posts: 5,030 Forumite
    ....as phil says..or contact the Receiver's office that dealt with the BR, ask for a letter confirming Discharge?

    Might well be free?
    No, I don't think all other drivers are idiots......but some are determined to change my mind.......
  • WLITC
    WLITC Posts: 1,029 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    I've got a letter but planning to apply for a mortgage next year and they need the discharge cert so figured might as well go ahead and get it now.
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    £70 or there's about now from the court you went BR at.

    You can be exempt from that fee on the normal income contingent benefit/low income remission scheme, but I would hazard if you are thinking about mortgages that this would not apply to you nowadays?
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • sacha1dog
    sacha1dog Posts: 72 Forumite
    Tenth Anniversary 10 Posts Combo Breaker
    I contacted the OR office and they emailed me written confirmation free of charge.
  • dojoman
    dojoman Posts: 12,027 Forumite
    sacha1dog wrote: »
    I contacted the OR office and they emailed me written confirmation free of charge.

    WLITC already has that letter (post #4) but requires the actual discharge certificate, which can only be obtained for a fee from the court you went BR at.
    :pB&SC No. 298
    Life`s Tragedy is that we get OLD too soon
    and WISE too late!
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