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Hi can people tell me in weeks....

Time from mortgage application to getting the keys to your home. Just curious. Thanks.

Comments

  • GMS
    GMS Posts: 5,388 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    All different.

    Easy mortgage application might take a week. Difficult could take a month.

    Easy conveyancing could take 2 weeks. Difficult 6 weeks. Could be an issue with a lease which delays it. Problem on a search etc.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • ACG
    ACG Posts: 24,957 Forumite
    Part of the Furniture 10,000 Posts Name Dropper I've helped Parliament
    Quickest i have done from application to completion is just under 4 weeks.
    Longest i went to see if feb last year, he completed in October.

    I tend to find it averages out around 5-6 weeks.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • I just mean you own personal experiences I know everyone is different but I just wanted rough ideas. Thanks.
  • Wh05apk
    Wh05apk Posts: 2,938 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    First tie buyer, with no chain from about 4 weeks, if a chain involved 2-3 months is probably ore typical, I am currently buying a leasehold flat, offer accepted end of October, yet we still seem weeks away from completion, issues around getting leasehold pack/Christmas etc.
    I am a mortgage adviser.
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • torbrex
    torbrex Posts: 71,340 Forumite
    10,000 Posts Combo Breaker Rampant Recycler Hung up my suit!
    I was a first time buyer and it took less than 2 weeks from application to keys, mind you that was over 20 years ago :p
  • SG27
    SG27 Posts: 2,773 Forumite
    First time buyer. No chain and it was about 12 weeks. Although it only actually took 6 days from application to offer.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    dalo1981 wrote: »
    I just mean you own personal experiences I know everyone is different but I just wanted rough ideas. Thanks.

    Personally 18 days to 5 months. How long is a piece of string?
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