credit file clean up

anyhope

Hi this might be a stupid question but here goes i have the address of the company that now holds the account so i know where to send my dispute letter to but they bought it after my bankruptcy so in the letter where i have to put the name of creditor do i put the original holder or the ones who hold it now ? also do i have to send them a copy of the page from bankruptcy forms showing which companies + amounts were included ? thanks in advance for any help/advice given

fermi

I would put in the letter as creditor:

new creditor name (assigned from old creditor name)

For example: scumbag debt collectors (assigned from robbing bank)

You don't have to send them a page show what creditors were on the petition, as all debts are automatically covered whether on there or not. However, if this debt is on there and you don't mind including it, then it is one less feeble excuse they might try to make.

anyhope

Thank you your quick response and info it is greatly appreciated . I was 1 of the misguided that thought i couldn't do a thing about my credit file / apply for credit or anything else until the bankruptcy came off my file which was April last year . I now need to get just this 1 sorted out and then hopefully there might be a possibility of being able to apply for a mortgage hopefully 1 that needs less than 25% deposit so thank you again