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Income on loan application

I am just about to apply for a loan with nationwide. It asks for net monthly income. My question is do i take into account deductions in my pension?

I earn £1800 after tax national insurance and pension. If i dont include the pension i earn £1950.

Am i over complicating things? i probably will be asked for proof though. But i want to put the higher figure because i want to get accepted?

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