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Debts after 6 years & the debtor is deceased?
Comments
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Thanks all or your help...plan
Of action is an advert in London gazette & check that website above for ccj's.
Thanks all0 -
Farming girl-if a CCJ HAS been issued & NOT ENFORCED for 6 years-the company has to get 'leave of the court' (forgotten exact wording!) to enforce it & explain WHY it was not enforced for 6 years to the judge. In my experience most creditors won't do this-too expensive-& shes dead! Let us know if a CCJ has been granted-if not its statute barred.
P.S. Ask DEBT-DOCTOR (search on forums) -he's currently working as a debt advisor for CAB. He'll mirrir what I say & give you more advice on her estate & the 'ccj/statute barred' situ. DON'T call/write-acknowledge-if not statute barred its close-if 5 years 10 months & you acknowledge debt-6 year clock starts again! If 6 years plus it IS statute barred.0 -
Hi,
Death and wills is not my strong point, have a look here;
http://www.adviceguide.org.uk/england/relationships_e/relationships_death_and_wills_e.htm
If a CCJ was obtained within 6 years of the debt becoming payable, then that debt can never be Statute Barred.
You certainly have responsibilities in dealing with an estate - you should think about employing a solicitor, and paying them out of the proceeds. Get a fixed price quote if you can.
DDDebt Doctor, Debt caseworker, Citizens' Advice Bureau .
Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***0
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