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Debts after 6 years & the debtor is deceased?

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Comments

  • Thanks all or your help...plan
    Of action is an advert in London gazette & check that website above for ccj's.

    Thanks all
  • DEBTMONKEY1A
    DEBTMONKEY1A Posts: 1,496 Forumite
    edited 29 January 2014 at 10:15PM
    Farming girl-if a CCJ HAS been issued & NOT ENFORCED for 6 years-the company has to get 'leave of the court' (forgotten exact wording!) to enforce it & explain WHY it was not enforced for 6 years to the judge. In my experience most creditors won't do this-too expensive-& shes dead! Let us know if a CCJ has been granted-if not its statute barred.

    P.S. Ask DEBT-DOCTOR (search on forums) -he's currently working as a debt advisor for CAB. He'll mirrir what I say & give you more advice on her estate & the 'ccj/statute barred' situ. DON'T call/write-acknowledge-if not statute barred its close-if 5 years 10 months & you acknowledge debt-6 year clock starts again! If 6 years plus it IS statute barred.
  • debt_doctor
    debt_doctor Posts: 4,595 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi,


    Death and wills is not my strong point, have a look here;


    http://www.adviceguide.org.uk/england/relationships_e/relationships_death_and_wills_e.htm


    If a CCJ was obtained within 6 years of the debt becoming payable, then that debt can never be Statute Barred.


    You certainly have responsibilities in dealing with an estate - you should think about employing a solicitor, and paying them out of the proceeds. Get a fixed price quote if you can.


    DD
    Debt Doctor, Debt caseworker, Citizens' Advice Bureau .
    Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***
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