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over my overdraft limit
mrsmortenharket
Posts: 2,131 Forumite
oops 
Had cheque clearing out (a large one) & had the money in there.
I wrote a cheque out to a friend a month ago for £20.
Forgot about the £20 & checked account today & the £20 has gone out leaving me £2.56 over my small overdraft limit.
I am going to go into the bank today with some money to put in & hope they will not fine me etc etc cos it'll end up being over £50 of charges by the time they do the £30 fine & then then £28 fine.
I have always been good with the bank so wish me luck.
Lisa
Had cheque clearing out (a large one) & had the money in there.
I wrote a cheque out to a friend a month ago for £20.
Forgot about the £20 & checked account today & the £20 has gone out leaving me £2.56 over my small overdraft limit.
I am going to go into the bank today with some money to put in & hope they will not fine me etc etc cos it'll end up being over £50 of charges by the time they do the £30 fine & then then £28 fine.
I have always been good with the bank so wish me luck.
Lisa
0
Comments
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If you go into the bank the same day that you go over your overdraft you should not get charged, double check with the bank when you go in.Total Debts - £11,205.92
Barclays - £1,667.00
Natwest - [strike]£1,603.00[/strike] [strike]£755.00[/strike] £650.00
Pounds Till Payday - £588.92
Payday Loan - £580.00
Alliance & Leicester - £600.00
Welcome Finance - £4,500.00
LA Fitness - £1,100.00
N Power - £250.00
Capital One - £350.00
BT - £215.00
Council Tax - £455.00
The Money Shop - £250
Reclaimed Bank Charges
Alliance & Leiciester - £555 - Court Action
Barclays £980.00 - 1st Letter
Natwest - £848.00 - Paid in Full, Removed from Debt0 -
if you do though and you have had a good record with them see if they will refund you:A Tomorrow's just another day - keep smiling0
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