mortgage late fees any advice?

bernie16_2

Hi im new to this site, hope you can help me...

On my mortgage account I have had a late fee charge of £50 and a charge of £50 because I cancelled the direct debit with the provider as I felt I had
more control paying by debit card.

I think these charges are very unreasonable and I keep getting phone calls
from the provider wanting me to pay the £100 for the fees. What would be
your advice be?

Bernie x

KTF

Pay them. If you were late paying the amount then thats not their fault so they can charge you under the t&c of the account.

Almost every lender will want payment by direct debit as they are then guaranteed that the money will be with them every month and there is normally a charge for using another payment method (again outlined in the t&cs).

silvercar

Pay them. The last thing you need on your credit record is a mortgage problem.