coming to end of fixed deal

manrow · 27 January 2014 at 4:56PM

Yes quoted identical rates to you.
However todays's rates have changed from a week ago by 10p mostly upwards, but some have gone down and fee payable increasing?

adamcarvell · 27 January 2014 at 5:16PM

have you rang today?.

manrow · 27 January 2014 at 6:02PM

I sure did!

adamcarvell · 27 January 2014 at 6:42PM

I was told 3.29% on thurs Saturday 3.39% kicking myself tbh im hoping I phone again and its dropped. how often you rang them up ?.

Daddy942 · 27 January 2014 at 9:31PM

Why not try the nationwide one at 3.19% ?

adamcarvell · 28 January 2014 at 12:38PM

when you add in the exit fees set up costs it outweighs switching lenders at the moment ive checked.

adamcarvell · 28 January 2014 at 4:47PM

paperwork's arrived quick they don't mess about sending out do they should we sign or wait?.

drdpj · 28 January 2014 at 5:32PM

Would you be happy paying those monthly payments for the next 5 years, secure in the knowledge that it won't change for that period? If so do it, if not then don't. Once you sign you have to accept that's the rate *you* got and not worry about it for the next few years otherwise you'll drive yourself nuts.

adamcarvell · 28 January 2014 at 5:47PM

well my main purpose was to reduce the years we moved house 7 years ago increasing the term to 30 years and then what happened the financial crash oh if only I could turn the clock back our wages plummeted as did the staff but 7 years on we have now reduced the terms to 14 so not bad. might just check rates end of week to see if any fluctuation .