What tpe of mortgage to choose? Guide

MSE_Helen_S

Hi!

This is the discussion thread for the

What type of mortgage to choose? guide.

Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.


Thanks folks,

bellaboo123_2

Hi I am looking at asking my current mortgage lender Santander to give me better rates, they offer 2 yr fixed no fees, 3 yr fixed no fees and 5 yr fixed no fees, how would I go about choosing the right one for me would I look at the interest rates they are offering or the monthly payments any advice would be welcome thank you

amnblog

An oxymoron


It is thinking that it is up to them to choose a lender and mortgage product that gets most of the posters on this forum into trouble.


You don't get to choose the mortgage - the mortgage gets to choose you.

Leon_W

A bit like a wand from Ollivanders.

amnblog

Strangely it appears a lot of our enquirers believe we employ Harry Potter.