What tpe of mortgage to choose? Guide

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MSE_Helen_S
MSE_Helen_S Posts: 106 MSE Staff
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edited 12 June 2014 at 1:22PM in Mortgages & endowments
Hi!

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What type of mortgage to choose? guide.


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Comments

  • bellaboo123_2
    bellaboo123_2 Posts: 2 Newbie
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    Hi I am looking at asking my current mortgage lender Santander to give me better rates, they offer 2 yr fixed no fees, 3 yr fixed no fees and 5 yr fixed no fees, how would I go about choosing the right one for me would I look at the interest rates they are offering or the monthly payments any advice would be welcome thank you
  • amnblog
    amnblog Posts: 12,445 Forumite
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    An oxymoron


    It is thinking that it is up to them to choose a lender and mortgage product that gets most of the posters on this forum into trouble.


    You don't get to choose the mortgage - the mortgage gets to choose you.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Leon_W
    Leon_W Posts: 1,813 Forumite
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    A bit like a wand from Ollivanders.
  • amnblog
    amnblog Posts: 12,445 Forumite
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    edited 11 February 2015 at 6:12PM
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    Strangely it appears a lot of our enquirers believe we employ Harry Potter.
    I am a Mortgage Broker

    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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