National Insurance contributions and State Pension

peterg1965

atush wrote: »

You just got a record of contributions. What you need (and it says it isn't) is a Statement. This wil include any S2P paid.


It is my understanding that going forwards all years you work will include some S2P as you are no longer contracted out. So I would get that statement and see your projected pension incl s2p- this will be preserved under the new system. And then wait to add more years etc, once the full rules for adding after the change are known?

I agree, I need to apply for a projected State Pension forecast.

atush

not sure abt a forecast, as this will tell you what will happen if you retire now, nothing about the new SP starting in 2016? you need to know your number of years and your current S2P amt.


If the forecast strips that out, fine. but don't take the total amt as read as it will be based on t he pensions for those retiring now. They won't change the forecasts for the changes to SP until after it is set in stone.