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Collection Letter but No PCN - Help!
Bingbo
Posts: 5 Forumite
Hi All,
I received a letter this morning from Newlyn Debt Collectors, collecting a charge for Vehicle Control Services Ltd. I have not heard from VCS at all nor received a PCN from them.
I called Newlyn immediately and told the man (who was obnoxious and aggressive) that I would like to challenge the charge but he told me I had lost the right to appeal.
I explained nothing was received from the VCS at all and that I'd recently changed address (thinking this maybe why I didn't receive a PCN) He told me I had broken the law for not updating my address with the DVLA as soon as I moved but as the charge was apparently from June and I didn't move until November, surely this is irrelevant and I should have received the PCN months ago at my old address.
He told me that as I wasn't prepared to pay in full that it would be passed on to their legal department. What should I do now? I am worried as I have worked hard to clean up my credit and don't fancy going to court or paying court fees etc.
Any advice?
I received a letter this morning from Newlyn Debt Collectors, collecting a charge for Vehicle Control Services Ltd. I have not heard from VCS at all nor received a PCN from them.
I called Newlyn immediately and told the man (who was obnoxious and aggressive) that I would like to challenge the charge but he told me I had lost the right to appeal.
I explained nothing was received from the VCS at all and that I'd recently changed address (thinking this maybe why I didn't receive a PCN) He told me I had broken the law for not updating my address with the DVLA as soon as I moved but as the charge was apparently from June and I didn't move until November, surely this is irrelevant and I should have received the PCN months ago at my old address.
He told me that as I wasn't prepared to pay in full that it would be passed on to their legal department. What should I do now? I am worried as I have worked hard to clean up my credit and don't fancy going to court or paying court fees etc.
Any advice?
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