Breaking Through, Travelling On

rtandon27

Karmacat wrote: »

... but horrified I hadn't done it before...

Dear KC hindsight is 20/20! You didn't do it before because now it's time! Can't beat yourself up over it. Well done on saving £90 - that's a fair chunk!:T

DedicatedDFW

Hey KC! a' la Benny The Ball

I am so glad you have a diary again - i liked popping into your old one

Your post really struck a chord with me - I started my thread on here for the focus this would give me - i felt after clearing the debt i needed the new challenge and target

I have subscribed to your thread too - just today i had a mild panic about providing for my retirement - My plans may be slightly different to yours and by the time i get to being able to do something about them i.e having the money to do them i am worried it'll all be a bit late in the day :eek: I want to move into our 'forever until retirement home' And have 3 btl and 1 holiday home for income & hols I don't have a good pension - i changed jobs a few times when i was much younger and lost all my pension money as it just went into fees as there was no ability to access the funds or transfer to my new company pension After losing out a couple of times i then decided not to bother with a pension and do that when i was in a job / company i knew i wanted to stick with - got to that point and was thinking about what contributions to make in order to 'catch up' and i was made redundant. I definitely don't want to stay in the job i'm in now either and having an income when we are older does concern me.

I'd also like to find out more and invest in stocks and shares too

John Wyndham fan :j

I am also in the position of wanting to maintain and improve our home too

With your apartment in france i am sorry you said it wasn't a good investment but it is over half way to being all yours now :T Is this the mortgage you are focusing on paying off

And please tell me that its a lovely camper van you are going to get

And well done on the £90 too :T

Greying_Pilgrim

Ay up Karma - found ya!

Greying

ZTD

Karmacat wrote: »

And I gotta tell you, Z, I don't think its strange eminently sensible, is what I'd call it :rotfl: I'm dead logical me Spock's my favourite, not Kirk :rotfl:

Strange more in that there's so many who want to do it. You'd think there would be at least some people who'd retire to never get up off the Turkish beach - but no...travel.

Karmacat wrote: »

I found his books when I was about 14! I love apocafic, always have,

Fan of the cosy apocalypse?

Habibiboo

:wave:
Just delurking so say hi and well done on the insurance ~ my personal MFW challenge this year is to not let any of them just automatically renew but to check that they're the best value option and if not, to swap, so your success has inspired me to stick to my guns on that one, so thank you

Pippilongstocking

Pops by tips a nod, fluffs up the cushions, settles in.

You're back - yay!

Well done love on the savings - great start!

beanielou

Shiny new diary

Ellidee

:jFound you :T *subscribes*

Karmacat

Hi folks! RT, Greying, Pippi :kisses3::kisses3::kisses3:you're lovely for finding me without me actually telling you, I feel quite hidden away here because dfw has been home for so long, but obviously I'm not :j

DedicatedDFW wrote: »

Hey KC! a' la Benny The Ball

I am so glad you have a diary again - i liked popping into your old one

:kisses3: thank you!

Your post really struck a chord with me - I started my thread on here for the focus this would give me - i felt after clearing the debt i needed the new challenge and target

I think as dfwers, we really had a focus, and lots of ways to express that focus and determination - now, its fuzzier, but with the financial crisis going on and on, its even more important.

I have subscribed to your thread too - just today i had a mild panic about providing for my retirement - My plans may be slightly different to yours and by the time i get to being able to do something about them i.e having the money to do them i am worried it'll all be a bit late in the day :eek: I want to move into our 'forever until retirement home' And have 3 btl and 1 holiday home for income & hols I don't have a good pension - i changed jobs a few times when i was much younger and lost all my pension money as it just went into fees as there was no ability to access the funds or transfer to my new company pension After losing out a couple of times i then decided not to bother with a pension and do that when i was in a job / company i knew i wanted to stick with - got to that point and was thinking about what contributions to make in order to 'catch up' and i was made redundant. I definitely don't want to stay in the job i'm in now either and having an income when we are older does concern me.

I'd also like to find out more and invest in stocks and shares too

Absolutely, the pension I'll have at the moment is rubbish - the very best that find.co.uk gives me is £50 a week :eek: so the new income methods I'm rabbiting about simply *have* to work. Sorry you've lost out tho , thats bad. I've been self employed for a long time, so what I *do* have is tucked into private schemes - plural. I don't trust any of them! Thinking of BTL ... I was bored doing the tax thing, and had a look at places comparatively near to where my mum is (because I've offered to look after her if she needs it) and really nice flats in Preston are as low as £25k ... but they rent out for £90 p.w. or so! Even if you tweak those figures, there's income there ... I do perhaps *think* too much but its relaxing

John Wyndham fan :j

Excellent :T

I am also in the position of wanting to maintain and improve our home too

With your apartment in france i am sorry you said it wasn't a good investment but it is over half way to being all yours now :T Is this the mortgage you are focusing on paying off

You're dead right! Its this place: http://en.wikipedia.org/wiki/Les_Contamines-Montjoie. Mortgage was E75k originally, its now £34k. As for the maintenance, I'm just doing bits right now, the focus has to be the tax, but I'm on a roll again

And please tell me that its a lovely camper van you are going to get

And well done on the £90 too :T

Yep :T And thank you :beer:

This is very long! Better answer Z separately ...

boredofbeingathome

Subscribes as well. Liking the savings and liking the John Wyndham reference even more.....hope you disclosed the triffids in the garden to the insurers ;-)