Bankrupcty and utilities bills

mufs2k

Hi,
I will be going bankrupt shortly but was wondering about utility bills. I am in Scotland and will be going the LILA route

I have a home phone/broadband package with Talk Talk which is out of contract and is now on a month to month basis.

I have a mobile phone with EE, which has 18 months left to run. It is £10 per month line rental and came with a free handset (which I no longer have)

I am not in arrears with either company and can afford to keep paying them (the TalkTalk account is in my name, but is paid with money from others in the household. T mobile is £10 per month line rental and I rarely go over that, and never above £20)

What will happen to these utilities? Will the Insolvency Practitioner force me to cancel them? Will the companies themselves cancel them?
Are they considered a form of credit?
Will bankruptcy cancel the EE contract? If so, will EE want the handset or will its value be added to the bankruptcy amount?

Thanks

National_Debtline

Hello there,

You shouldn't encounter any real difficulties. You should be able to keep those contracts going - so long as you're on a reasonable package to suit your needs. I've never come across Talk Talk or EE canceling a bankrupt's ongoing contract.

Best wishes,

David @ NDL.

mufs2k

Thanks

Can you tell me the process for LILA bankruptcy? After I fill in the form and hand it in, will I need to go to court? I see people mentioning the OR in other threads, is that relevant in Scotland?