We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Basis bank a/c's-2 of them are creditors-any advice?

Hi all,

Need to get a basic a/c ASAP as wages due 9 July. However, nat west step & barclays cardcash & nationwide are all old creditors! Does this matter?

Co-Op Cardminder may take too long but have applied anyway.

Any advice? Any one else have them as creditors & been accepted?

Comments

  • wherediditallgo
    wherediditallgo Posts: 2,889 Forumite
    If I were you, I'd just go for the Co-op account regardless how long it takes. Banks don't have to grant accounts, & I'm not sure I'd want a creditor that I hadn't been able to pay off my debts to knowing about my current/future finances, even if they were prepared to give me the account. I'd sooner start afresh with someone new. :)
  • kerryboo
    kerryboo Posts: 97 Forumite
    debtmonkey i applied for the co-op cashminder account last monday over the phone and i received my card and banking details on the friday so it was a real quick turn around
    :o BR 7th June 2007 at 10.10am and feeling great
    OR Interview done - Early Discharge 17th December 2007 :o:j :j :j
    :p2007 Comping Challenge - Started July 2007
    Need to Win £215.88 / Won so Far £56.50:p
    :j Bebivita baby food £2.50 - 2x football tickets £54.00:j
  • kw899899
    kw899899 Posts: 68 Forumite
    hi i owed nationwide £80 with a flex account before i went bankrupt, they still let me open up another one! just apply online, they can only say no
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.6K Banking & Borrowing
  • 254.5K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.5K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.