Attachment of earnings

mcx

Hi, the CSA returned a payment into my bank account and now my ex-partner is looking to go down the attachment of earnings route. There is currently one months arrears because of this returned payment but the CSA are saying that they can take 40% of my earnings (would this be gross or net?) directly from my employer - this would lead to exceptional hardship however they have basically said tough luck - is there anything I can do to pay the arrears over 2-3 months instead of all at once?

PreludeForTimeFeelers

mcx wrote: »

Hi, the CSA returned a payment into my bank account and now my ex-partner is looking to go down the attachment of earnings route. There is currently one months arrears because of this returned payment but the CSA are saying that they can take 40% of my earnings (would this be gross or net?) directly from my employer - this would lead to exceptional hardship however they have basically said tough luck - is there anything I can do to pay the arrears over 2-3 months instead of all at once?

If they returned the month's arrears to your bank account, do you not have this money to hand to pay now?

If you've not got the full amount, is there any way you could pay at least something towards the arrears? If you play ball with them then they'll usually play ball with you. Why did they return the payment to you? This should show on their system, so surely they can see that there's not an issue with you and that they actually had the money but sent it back to you?

mcx

PreludeForTimeFeelers wrote: »

If they returned the month's arrears to your bank account, do you not have this money to hand to pay now?

If you've not got the full amount, is there any way you could pay at least something towards the arrears? If you play ball with them then they'll usually play ball with you. Why did they return the payment to you? This should show on their system, so surely they can see that there's not an issue with you and that they actually had the money but sent it back to you?

Hi, unfortunately I don't have the money now - I know that's my fault but it went back into my 'card' account so my 'salary' account was showing that everything had been paid.

They have said that they need the payment in full and nothing else will do.

The lady I spoke to said it would take 3 months for some paperwork to get to them showing why they returned it but she said it happens quite often for a number of reasons.

Morlock

mcx wrote: »

CSA are saying that they can take 40% of my earnings (would this be gross or net?) directly from my employer -

It is called a Deduction from Earnings Order (DEO) and can be up to 40% of net earnings.